Home▸Physics & Mechanics▸AI Fairness in Lending: 2D Threshold Lab

⚖️ AI Fairness in Lending: 2D Threshold Lab

Dot-histogram view of a lending classifier with per-group thresholds, fairness gaps and ROC curves.

Physics & Mechanics2DModerate60 FPS📱 Mobile-adapted⇄ 2D version

Details

CategoryPhysics & Mechanics

RenderingCanvas 2D

DifficultyModerate

Target FPS60

ControlsSliders for score separation, spread, bias against group B, creditworthy share of each group, both thresholds and the cost of a bad approval; drag the threshold lines on the canvas; one-click policies for one threshold, equal selection rate, equal opportunity and utility maximisation; presets for unbiased, biased, different base rates and fixes.

AI ethicsalgorithmic fairnessbiasequal opportunitydemographic parityROC

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⚙ Under the hood

Interactive 2D dot-histogram of a credit-scoring classifier for two groups: drag each group threshold and watch selection rate, true and false positive rates, predictive value, fairness gaps, utility and ROC operating points respond.

AI ethicsalgorithmic fairnessbiasequal opportunitydemographic parityROC

2D · HTML5 Canvas 2D · 60 FPS target · runs fully client-side, no install