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Microfinance Group Lending Circle (2D)

2D top-down simulation of microfinance group lending: borrower groups draw joint-liability loans, invest in small businesses, make installment payments, cover a peer's shortfall, and default cascades ripple through the group.

Economics & Social Systems2DModerate60 FPS📱 Mobile-adapted⇄ 3D version
2d-economics-topic-70 ↗ Open standalone

This 2D companion drives the identical joint-liability microfinance model as the 3D village scene, redrawn as a flat top-down map so the group topology and the spread of shortfall coverage are easier to read at a glance. A side panel exposes group size, interest per installment, joint-liability strength, income shock risk and cycle pace; six lending circles sit around a central hub, each household shown as a coloured dot whose surrounding ring grows with accumulated business capital. Watch peer cash-pooling absorb small shocks as bright pulses toward the group hub, and a bad enough shock still cascade into default — turning a household red and dimming its whole group's risk ring, exactly as real microfinance groups get repriced after a member default.

⚙ Under the hood

2D top-down joint-liability microfinance model: six borrower groups draw loans, invest in small businesses, and face recurring installments, where peers pool spare cash to cover a shortfall and household income and loan size compound over successive cycles for groups that stay in good standing.

canvas 2dmicrofinanceeconomicsagent-basedgroup lending

2D · HTML5 Canvas 2D · 60 FPS target · runs fully client-side, no install

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