Thermoelectric performance is capped by one uncomfortable fact: the same free carriers that conduct electricity also conduct a share of the heat, and the crystal lattice conducts the rest. This simulator renders a nanostructured thermoelectric crystal — host lattice atoms, heavy "rattler" guest atoms in cage voids, and grain boundaries between crystallites — and fires real heat-carrying phonons and charge-carrying electrons through it. Phonon and electron mean free paths are combined with Matthiessen's rule from boundary scattering, rattler scattering and temperature-dependent Umklapp scattering, then converted through the Wiedemann-Franz law and the Pisarenko doping relation into a live lattice thermal conductivity, ZT figure of merit and Carnot-relative conversion efficiency — the same design trade-offs engineers navigate when building filled skutterudites, SnSe and Bi₂Te₃-based devices.